Stop guessing and start knowing — with your actual numbers.
The Van Life Money Calculator™ is a complete digital financial foundation kit for women planning or already living solo van life. Built by Catina Borgmann, Federally Credentialed Enrolled Agent and full-time vanlifer, this system goes beyond a basic budget template to show you exactly whether your income can sustain life on the road — and what you need to save before you launch.
This is a digital product delivered instantly after purchase. No shipping. No waiting. Access begins the moment your payment processes.
At the heart of the calculator is the 3-6-9 Buffer™ — a proprietary three-layer financial safety net designed specifically for solo women on the road:
3-Month Living Fund — covers essential monthly expenses if income stops
6-Month Freedom Fund — the deeper reserve that keeps you on the road through an extended income gap or major life change
Breakdown Buffer — a dedicated vehicle emergency fund, starting at $900, so one transmission failure doesn't end your journey
Plug in your numbers, get your traffic light, and know exactly where you stand.
What's included:
The 3-6-9 Buffer™ Breakdown (PDF) — the framework behind the math, including how to build each layer strategically whether you're launching in 3 months or 3 years
The Van Life Money Calculator™ (Interactive Google Sheet) — a pre-built spreadsheet that calculates your exact buffer amounts, compares your current expenses to van life costs, and gives you a green or yellow traffic light on your readiness. No spreadsheet experience needed — you plug in numbers, it does the math.
EA Insight Training Video — a full walkthrough by a Federally Credentialed Enrolled Agent, including how to read your results and what to do next
Format: Digital download — Google Sheet (no software required) + PDF + video access. All three delivered via email link immediately after purchase.
Designed for: Women 45+ planning or living solo van life, including those navigating major life transitions — empty nesters, career changers, and anyone asking "can I actually afford this?"
The Traffic Light indicators are decision-support tools, not guarantees. A green light gives you clarity to make an informed choice — not a promise of outcome.
Stop guessing and start knowing — with your actual numbers.
The Van Life Money Calculator™ is a complete digital financial foundation kit for women planning or already living solo van life. Built by Catina Borgmann, Federally Credentialed Enrolled Agent and full-time vanlifer, this system goes beyond a basic budget template to show you exactly whether your income can sustain life on the road — and what you need to save before you launch.
This is a digital product delivered instantly after purchase. No shipping. No waiting. Access begins the moment your payment processes.
At the heart of the calculator is the 3-6-9 Buffer™ — a proprietary three-layer financial safety net designed specifically for solo women on the road:
3-Month Living Fund — covers essential monthly expenses if income stops
6-Month Freedom Fund — the deeper reserve that keeps you on the road through an extended income gap or major life change
Breakdown Buffer — a dedicated vehicle emergency fund, starting at $900, so one transmission failure doesn't end your journey
Plug in your numbers, get your traffic light, and know exactly where you stand.
What's included:
The 3-6-9 Buffer™ Breakdown (PDF) — the framework behind the math, including how to build each layer strategically whether you're launching in 3 months or 3 years
The Van Life Money Calculator™ (Interactive Google Sheet) — a pre-built spreadsheet that calculates your exact buffer amounts, compares your current expenses to van life costs, and gives you a green or yellow traffic light on your readiness. No spreadsheet experience needed — you plug in numbers, it does the math.
EA Insight Training Video — a full walkthrough by a Federally Credentialed Enrolled Agent, including how to read your results and what to do next
Format: Digital download — Google Sheet (no software required) + PDF + video access. All three delivered via email link immediately after purchase.
Designed for: Women 45+ planning or living solo van life, including those navigating major life transitions — empty nesters, career changers, and anyone asking "can I actually afford this?"
The Traffic Light indicators are decision-support tools, not guarantees. A green light gives you clarity to make an informed choice — not a promise of outcome.
